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12 MONTHLY BUDGET PLANNER ORGANIZER Take control of your personal finances with our 12-month budget planner. Containing a wide variety of trackers, calendars and budget planning sheets, this financial planner is ideal for tracking your income, expenses, budget, savings and money goals.. NON-DATED BUDGET BOOK This personal budget planner is non-dated but has sufficient tracking for 12 months of your finances. You can get back on track at any point throughout the year and motivate yourself to reach your goals by recording and planning your budget in this handy money binder.. VARIOUS TRACKERS AND EXPENSE SHEETS INCLUDED Designed to offer a complete personal budgeting solution, this 176-page financial planner includes dedicated sections for affirmations, goal setting, tracking your debts, expense sheets, spending analysis and monthly calendars. There are 10 blank pages for spider mapping your plan of action and 10 lined pages for important notes.. PREMIUM QUALITY BILL ORGANIZER Created with 120gsm paper, this high-quality budget planner notebook is made to last and suitable for everyday use. The expandable inner back pocket is perfect for storing receipts so that you can keep a tab on your monthly expenses with ease.. VEGAN FRIENDLY, ELEGANT and ATTRACTIVE DESIGN - Our budgeting book make a great gift. It Includes 3 silk bookmarks for multi-section planning, an elastic strap closure, and an expandable inner back pocket..

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ACHIEVE YOUR FINANCIAL GOALS If you are looking for the ultimate personal finance planner, pick Clever Fox Financial Planner Premium edition. This budget journal packs everything a good budget book does and more. It will help set long- and short- term financial goals, work towards them, assess your progress, and reach all of your financial plans.. CASH ENVELOPE SYSTEM Clever Fox Finance Planner is paired up with 5 budgeting envelopes to help you effortlessly stick to your budget. Implementing cash envelope system to control the most challenging budget categories will help make good spending choices and avoid compulsive purchases. The budget envelopes come in assorted colors and are made from an extra water- and tear-proof material, meaning that, unlike paper envelopes, they will keep your money safe all year long.. SMART LAYOUTS For your convenience, each monthly section is assigned its color and comes with a monthly budget spread, including a calendar, a monthly budget section, an expense tracker spread, a monthly review spread, and a dot-grid spread for notes. At the back of the monthly budget planner, there are 4 savings tracker and 6 debt tracker pages, a holiday budget, a regular bill tracker, and the summary of the year spread. It has everything you need to improve your financial life. ELEGANT PRACTICAL GIFT Clever Fox Budget Notebook is made of a premium leatherette hardcover with a golden fox logo. It is stored in a beautiful keepsake box, making it a well-thought-out gift. The planner comes with an elastic band and a pen holder, 3 bookmarks, bleed-proof 120gsm paper and 2 sheets of stickers. This finance planner is A5-sized 5.8 Inch x 8.3 Inch and is undated, so you can start using it any day. Spoil yourself or your loved ones by making the perfect life-changing gift. GUARANTEED TO KEEP YOUR FINANCE ORGANIZED OR YOUR MONEY BACK The Clever Fox Budget Planner Organizer and Budget Tracker is guaranteed to work, or we will give you your money back If you are not happy with your results or, for any reason, you're not completely satisfied with your purchase of this expense tracker notebook and account book, contact us for a hassle-free refund, No questions asked.

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